Month: September 2014

Ask these questions before paying off a mortgage early

Making extra principal payments to retire a mortgage before the end of a 15- or 30-year term may seem like a no-brainer. After all, who wouldn’t want to extinguish that substantial debt and dispense with monthly principal-and-interest payments? But paying…

Noncash wages have reporting requirements

Are noncash wages part of the compensation package you offer your employees? These “in-kind” payments are often called fringe benefits, and you may know that some of them are taxable. Certain moving expenses you pay on behalf of your employees…

How to write a great press release

Something exciting is happening at your company — a grand opening, a new location, the introduction of a new product — and you want to tell the world about it. But you’re a small company with a limited budget. You…

Do you need a trust?

The question is basic to financial planning. Before you can answer, you need to know what you want to accomplish. For instance, say you want to avoid probate, a public court process that validates your will and administers your estate.…